Over the last 16 years I have found areas of the mortgage business I enjoy and some aspects of the business that I dread. One of the most enjoyable experiences is financing a first time Homebuyer. From the initial application to the entire home buying journey.

At Bank of England, we offer first time buyer programs with no money down and HUD backed FHA loans with as little as 3.5℅ down. In the upstate New York real estate market, a majority of our clients qualify for the USDA home loan. A mortgage that requires zero money down, low interest rates, and flexible credit requirements.

First time homebuyers always want to know all of the costs associated with purchasing a home and this is where our experience shines through. We pride ourselves on reviewing every aspect of the home buying process, every fee, and every possibility. We educate our clients in finance, real estate, and credit. Some clients spend as little as $200 to purchase a home.

Don’t know where to start? Start with us. We will guide you through every step. Give us a call at 518-324-5544. We have no application fees, we are always available, and our quotes are always clear and accurate.

Make sure to mention BOE (The Bank of England Mascot) during your call to be entered in our monthly drawing.