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Knowledge Center

Mortgage Interest Rate Chart

Mortgage Rates at 2 Year Low

Mortgage Interest Rates at lowest point in Two Years Bonds remain attractive to investors as investors caution over the geopolitical stage.  When bonds rather than

How To Buy a Home in 2019

How To Buy a Home In 2019 Written By: Travis Carter : Loan Options Purchasing your first home is one of the biggest financial decisions

Which Loan if Best

Secure | No Obligation | Expert Advice WHICH HOME LOAN IS BEST? So you are thinking it is time to buy a house? The two

Bad Credit Home Loans

Bad Credit Home Loans Can I get a mortgage if I have bad credit? Buying a home with bad credit is easy and safe due

Construction loans

Understanding Construction Loans in 2019

Understanding Construction Loans In 2019 Written By: Travis Carter : Construction loans   Construction loans have grown in popularity due to inventory shortages across the

Secure Application

Compare Mortgage Rates! Low Rates From 3.958% (4.61% APR) 100% Free – FHA Lenders – No Credit Check or SSN required Privacy policy | Preventing Identity Theft | Credit

Should You Buy a House?

Should You Buy a House? Written by Travis Carter : Knowledge Center When faced with the proposition of “settling down” or commitment to a career,

First Time Home Buyer Programs

First time home buyer programs backed by the federal government. Learn about down payment help, no closing cost options, and no money down credit requirements.

Real Estate Taxes Mortgage payment calculator

Understanding Real Estate Taxes

How to Properly Calculate a Mortgage Payment Purchasing a home is a big step towards professional adulting 🙂 . Understanding how real estate taxes can

The Basics of a Mortgage

    A mortgage is simply a loan that is used to buy your home. Mortgages are specific to purchasing real estate, but they are

No Closing Costs

How Avoid Paying Closing Costs

How To Avoid Paying Closing Costs In addition to any  downy payment needed, you will also need to plan for closing costs when purchasing a

Conventional Loans

CONVENTIONAL Conventional Loans A conventional (or conforming) loan is a loan that is not formally backed by any government entity such as FHA, VA, and

PMI Mortgage Insurance

Mortgage Payment Calculator

Feedback | Contact Us | Loans By State   Need Help ? Chat or Call (518) 324-5544 Apply Now How To Use a Mortgage Payment

FHA Home Loans

FHA Home Loans FHA Home Loans An FHA loan is a mortgage loan with flexible guidelines backed by the Federal Housing Administration ( A Department

VA Home Loans

VA Home Loans

VA Home Loans VA Home Loans The VA Loan was originally created to offer long term financing to eligible veterans or their surviving spouses. The

Mortgage Application Preapproval

Mortgage Preapproval

The mortgage pre-approval is an important first step in the home buying process. The pre-approval is not the same as a pre-qualification and is a

Mortgage Loan Options

The Appraisal

One of the first steps in obtaining a mortgage loan is getting the appraisal. The appraisal is an independent report completed to determine the subject

Closing Costs Explained

Closing Costs Explained When purchasing or refinancing a home, you will undoubtedly run into a complex list of closing costs. These costs can range from ten

FHA compared to Conventional chart

FHA VS Conventional Mortgage

FHA vs Conventional Mortgage Loans FHA and Conventional mortgages have different advantages and disadvantages. Mortgage lenders have reduced minimum credit score requirements for the FHA’s

FHA Home Loans

FHA Home Loans An FHA loan is a mortgage loan with flexible underwriting guidelines backed by the Federal Housing Administration (A Department of HUD).  FHA

Mortgage Inspection

Home Inspection Red Flags

Home Inspection Red Flags So you have found the home of your dreams. It fits your vision and lifestyle, and you are pre-approved to expedite

The Perfect Loan Application

The Perfect Mortgage Application

The media has it all wrong – securing a mortgage approval and satisfying credit underwriting guidelines are not the challenges facing mortgage applicants. It is

PMI Mortgage Insurance

Mortgage Insurance / PMI

What is mortgage insurance? Mortgage insurance / PMI is offered by either the government or private insurance companies to enable lenders to offer smaller downpayments

Are you VA Loan Eligible?

Check Your VA Loan Eligibility For Free U.S Veterans have access to arguably one of the nations best home loan options.  The VA home loan

Mortgage Pre-qualification and Pre-approval

Pre-qualification vs Pre-approval

Prequalification vs Preapproval Pre-Qualification Vs Pre-Approval Pre-qualification vs Pre-approval are terms used in home finance to determine how qualified a borrower is. Many applicants I

First-Time Home Buyers

This might be your first time, but you are off to a great start. Our site is tailored to first-time home buyers with education in

2017 No Money Down Home Loans

Little to no money down home loans are still available. Purchasing a home in Clinton County offers great opportunity. In Plattsburgh NY real estate has

Refinance Your Mortgage

What is a Refinance

What does it mean to refinance? If you’ve never experienced a refinance before, it might seem a little confusing.  In it simplest terms, to refinance

What is Title Insurance?

Title insurance is a policy which protects you from unanticipated claims that could cause you to lose your home. Title insurance is protection against historical