Equifax Hack Update November 2017

Although it is now old news it is important to stay on top of your Credit report as some hackers may sit on the information for years before acting.
Below is a quick summary of the Hack.
As you may be aware of for more than two month from May 2017 through July 2017, hackers had full access to the records of 143 million Americans, 44 million Brits, and an unknown number of Canadians.

These records included:
• First and last names
• Social Security numbers
• Birth dates
• Current and past addresses
• Drivers License numbers

The Hack was caused by a breach in the Equifax security system. For a more In-depth talk on the Equifax hack watch the prior Mortgage Minute below.

Now that the hack is out of the mainstream news it is important to not let the hackers use your valuable information or Credit. Here are the 5 best tips to stay ahead of the Equifax hackers.

1. Watch out for robocalls. Fraud outfits will also do automatic dialing and calling, offering “protection.” Ignore those calls and well and don’t trust caller IDs, which are often masked.
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2. The best credit protection is self-policing. You’ll be offered any number of “credit monitoring” services. While most of these are legitimate, you can do all of this yourself. I use Credit Karma or one of the other free Credit Monitoring Services. Civic is a new service that try’s to add to your protection by offering text or pop up notifications if your Social Security Number is used.

3. Change your passwords. This is really simple, but helps. You can do this on a regular basis.

4. If you’re a service member, you may be eligible for additional protections. How to sign up for Active Duty Alerts

5. File your taxes early — as soon as you have the tax information you need, before a scammer can. Tax identity theft happens when someone uses your Social Security number to get a tax refund or a job.

These are just a few of the best practices we have found to be the best at safe guarding your information. Always use a secure Internet connection when inputting personal Information on the computer!

If you have more questions feel free to Call our Plattsburgh Mortgage Office at (518)324-5544.

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