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Register for the New York State STAR Exemption

Register For the STAR Exemption in New York State Did you know that you could save up to $1,000 on your school tax bill in New York State? If you have an escrow account to pay taxes and insurance out of your mortgage payment, this will also lower your monthly mortgage payment. If your home is your primary residence in

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Understanding the Loan Estimate Form

Understanding the Mortgage Loan Estimate Form The Loan Estimate is a required loan disclosure that must be provided to a home loan applicant within three business days of the application. According to the Consumer Financial Protection Bureau, the Loan Estimate provides details about the loan you have requested. Before we get into the details of the Loan Estimate it is

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Understanding Construction Loans in 2020

Construction loan options! Use our quick & easy tools to qualify! BUILD REFINANCE Understanding Construction Loans In 2020 Written By: Travis Carter : Construction loans It might be early to start considering a construction loan in 2020, but given that most homes are built in the Spring, it is the perfect time to start preparing for your construction loan. Construction loans

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How to Buy a Manufactured Home

Buy a manufactured home with our quick & easy tools now! PURCHASE REFINANCE How To Finance a Manufactured Home Written By: Plattsburgh Mortgage Team: Manufactured Housing If you have applied for a mortgage to buy a manufactured home you might be a little discouraged. It is easy to feel that banks simply do not want to lend money on manufactured

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Should I Put a Down Payment On a House

Use our quick & easy tools to qualify now! PURCHASE REFINANCE Should You Put Money Down On a Home Purchase Written For: Financial Sense Series on PlattsburghMortgage.com Buying a home is a big decision in your life and you want to make sure you do it right. Deciding how much money to put down on a house is a big

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10 Tricks To Increase Your Preapproval Amount

10 Ways to Increase the Amount of Your Mortgage Approval When shopping for a home your buying power is determined by the pre-approval letter your lender gives you. Sometimes the pre-approval amount doesn’t match your taste in homes for sale. Fortunately you can change that. Here are 10 Tricks to Increase your credit score. Know Your Debt Ratio The amount

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The Difference Between the Home Inspection, Appraisal, and Assessment

The DIfference Between the Appraisal, Home Inspection, and Assesment When you purchase a home it is likely one of the largest purchases you will ever make in your life. It is important to know the item you are buying is in good condition an that it is a safe investment. There are steps you can take before you purchase your

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How To Buy a Home in 2020

How To Buy a House In 2020 Written By: Travis Carter : Loan Options Purchasing your first home is one of the biggest financial decisions you can ever make. Offering the gift of stability to your family while carrying the burden of financial responsibility can keep many people up at night. Making the right choice the first time is critically

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What Home Loan Program is Best

Which Home Loan is the Best? So you are thinking it is time to buy a house? The two questions most commonly asked are; Which loan program is best?, And when should I apply for a home loan? The answer to these questions depends on your goals and financial situation but hopefully this article will help you find the answer.

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Bank of England Mortgage has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. Bank of England Mortgage may change the products, services, and any other information described on this site at any time. The information published on this site is provided as a convenience to visitors and is for informational purposes only. You should verify all information before relying on it and decisions based on information contained in our site are your sole responsibility. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us at (518) 324-5544. This contact information is for accommodation requests only. 

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